Most Popular Insurance Company in India

HDFC Life Insurance Company Limited stands as a pillar of financial security in India's rapidly evolving insurance landscape, offering a diverse portfolio of life insurance solutions tailored for every life stage and need. Established in 2000 as a joint venture between Housing Development Finance Corporation Limited (HDFC) and the global investment powerhouse Abrdn (formerly Standard Life), HDFC Life has grown into one of the country's largest private life insurers, serving over 60 million customers across urban and rural India. With a robust solvency ratio of 188% in Q3 FY25 – far exceeding the IRDAI-mandated 150% – the company ensures unwavering financial stability, making it a trusted partner for protection, savings, and wealth creation. HDFC Life's commitment to innovation is evident in its digital-first approach, allowing seamless online policy purchases, renewals, and claims via its user-friendly app and website, which boast features like AI-driven chat support and instant premium calculators. As of 2025, the insurer's product lineup includes flagship term plans like HDFC Life Click 2 Protect Super, which offers customizable coverage up to Rs. 50 crores with riders for critical illness and accidental death; ULIPs such as HDFC Life Sanchay Wealth Plus for market-linked growth; savings-oriented policies like HDFC Life Sanchay with guaranteed returns; and retirement solutions including HDFC Life Smart Pension Plan for annuity-based income streams. These offerings cater to millennials seeking affordable term insurance online, families prioritizing health-linked riders, and NRIs exploring international coverage options, all backed by tax benefits under Sections 80C and 10(10D) of the Income Tax Act.

In 2025, as rising healthcare costs and economic uncertainties prompt more Indians to secure their futures, HDFC Life Insurance emerges as the go-to provider for holistic life coverage, blending affordability with superior returns. For those searching for the best term insurance plan in India, HDFC Life's offerings like the HDFC Life Saral Jeevan Bima – a simple, no-frills policy starting at Rs. 15/day for Rs. 1 crore cover – deliver pure protection without investment risks, complete with return-of-premium options and lifelong renewability up to age 99. Parents and young professionals appreciate the child education riders in plans like HDFC Life YoungStar Udaan, which guarantee maturity benefits even if the policyholder passes away prematurely. Meanwhile, for retirement planning, the HDFC Life Retire Rich Plan provides deferred annuities with loyalty additions, ensuring a steady post-retirement income amid India's aging population. Group insurance solutions for corporates, covering employee benefits like superannuation and gratuity, have seen a 20% uptake in FY25, driven by HDFC Bank's integrated ecosystem.

ICICI Prudential Life Insurance

ICICI Prudential Life Insurance is one of India’s leading private sector life insurance companies, established in 2000 as a joint venture between ICICI Bank Limited and Prudential Corporation Holdings Limited (UK). Known for its customer-centric approach and strong financial backing, ICICI Prudential Life Insurance offers a wide range of life insurance products including term insurance, ULIP plans, savings plans, retirement solutions, child education plans, and health insurance riders. With a high claim settlement ratio of over 99% (as per IRDAI annual reports), it has earned the trust of millions of policyholders across the country, making it a preferred choice for long-term financial security and wealth creation.

The company combines innovative digital services, extensive distribution networks, and expert financial planning to help customers achieve their life goals with complete peace of mind. Whether you're looking for pure protection through affordable term plans like ICICI Pru iProtect Smart or investment-linked growth with ULIPs such as ICICI Pru Signature, ICICI Prudential Life Insurance provides flexible, transparent, and reliable solutions tailored to every life stage. Backed by strong fund performance and award-winning customer service, ICICI Prudential continues to lead the industry in trust, transparency, and customer satisfaction.

Max Life Insurance

Max Life Insurance Company Limited is one of India’s leading and most trusted private life insurance providers, offering a comprehensive range of life insurance products including term plans, savings plans, ULIPs, child plans, retirement solutions, and group insurance. Established in 2000 as a joint venture between Max Financial Services Ltd. and Axis Bank, Max Life has consistently achieved high claim settlement ratios (99.65% in FY 2023-24 as per IRDAI reports) and strong customer satisfaction scores. With a wide network of branches and digital platforms, the company makes it easy for customers across urban and rural India to buy and manage policies online, ensuring financial protection and wealth creation for millions of families.

Choosing Max Life Insurance means partnering with a brand recognized for transparency, innovation, and customer-centricity. Popular plans like Max Life Smart Secure Plus, Max Life Online Term Plan Plus, and Max Life Fast Track Super Plan cater to diverse financial goals with attractive benefits such as tax savings under Section 80C & 10(10D), bonus additions, and flexible premium payment options. Backed by strong financial ratings from agencies like CRISIL and ICRA, Max Life continues to rank among the top life insurers in India for reliability and growth, making it a preferred choice for anyone searching for the best life insurance policy in India in 2025.

SBI Life Insurance

Canara HSBC Life Insurance Company Limited is one of India’s fastest-growing private life insurance companies, established in 2008 as a joint venture between Canara Bank (51%), HSBC Insurance (Asia Pacific) Holdings Limited (26%), and Punjab National Bank (23%). Headquartered in Gurugram, the company operates with a strong bancassurance model, leveraging the extensive branch networks of its promoter banks to reach both urban and rural customers across the country. Registered with IRDAI, Canara HSBC Life Insurance offers a wide range of customer-centric products including term insurance, ULIP plans, savings and investment plans, retirement solutions, child plans, and group insurance, making it a preferred choice for affordable and flexible life coverage in India.

Known for its digital-first approach and high claim settlement ratio (consistently above 98%, Canara HSBC Life Insurance has earned trust through transparent processes, innovative online policy issuance, and quick claim settlement services. With a growing presence in Tier-II and Tier-III cities, the company focuses on financial inclusion and long-term wealth creation. Whether you're looking for pure protection plans, market-linked ULIPs, or guaranteed return savings plans, Canara HSBC Life Insurance provides tailored solutions backed by the reliability of Canara Bank and global expertise of HSBC, ensuring peace of mind for millions of Indian families.

Aditya Birla Sun Life Insurance Company Limited (ABSLI), formerly known as Birla Sun Life Insurance, is a trusted joint venture between the Aditya Birla Group and Sun Life Financial Inc. of Canada. Established in 2000 and headquartered in Mumbai, ABSLI was among the first private sector life insurance companies to commence operations after the sector opened in India. Registered with IRDAI, the company offers a comprehensive portfolio of life insurance products including term insurance, ULIP plans, savings and investment plans, retirement/pension solutions, child education plans, health riders, and group insurance, making it a preferred choice for millions seeking long-term financial protection and wealth creation.

With a consistently high claim settlement ratio of over 98%, strong financial ratings, and an extensive network of branches and digital platforms, Aditya Birla Sun Life Insurance ranks among India’s top private life insurers in terms of new business premium and assets under management. Known for innovative products, transparent processes, and customer-first services such as instant policy issuance and hassle-free online claim settlement, ABSLI combines the trust of the Aditya Birla brand with global expertise from Sun Life. Whether you’re looking for pure protection term plans, market-linked ULIPs, or guaranteed-return savings schemes, Aditya Birla Sun Life Insurance delivers reliable and flexible solutions tailored to every life stage and financial goal.

Bharti AXA Life Insurance Company Limited, a joint venture between Bharti Enterprises (one of India’s leading business groups) and AXA (a global insurance giant), was established in 2006 and commenced operations in 2008. Headquartered in Mumbai and registered with IRDAI, the company merged with ICICI Prudential Life Insurance in 2022–2023; however, many existing Bharti AXA Life policies continue to be serviced under the original brand with the same commitment. During its independent journey, Bharti AXA Life earned a strong reputation for innovative and customer-centric products including term insurance, ULIP plans, savings & investment schemes, retirement plans, child education plans, and health cover riders.

Known for its high claim settlement ratio (consistently above 99% in recent years), digital-first approach, and transparent processes, Bharti AXA Life Insurance built trust among millions of policyholders across urban and rural India. The company offered affordable premiums, flexible online purchase options, instant policy issuance, and quick claim settlement services backed by the financial strength of Bharti and global expertise of AXA. Even post-merger, customers continue to benefit from the same reliable protection, wealth creation, and retirement solutions, making Bharti AXA Life policies a preferred choice for families seeking long-term financial security in India.

HDFC ERGO General Insurance Company Limited is a prominent joint venture between HDFC Ltd (India’s premier housing finance institution) and ERGO International AG (the primary insurance arm of Munich Re Group, Germany). Established in 2002 and headquartered in Mumbai, HDFC ERGO merged with HDFC Ltd in 2022 and subsequently became a subsidiary of the newly formed HDFC Bank after its mega-merger with HDFC Ltd. Registered with IRDAI, the company offers a comprehensive range of general and health insurance products including motor insurance, health insurance (retail & group), home insurance, travel insurance, personal accident cover, cyber insurance, and commercial lines, making it a one-stop destination for complete protection in India.

Renowned for its industry-leading claim settlement ratio of over 99% (for both health and motor claims), cashless network of 13,000+ hospitals/garages, and seamless digital services, HDFC ERGO consistently ranks among the top private general insurers in India by gross written premium and customer satisfaction. With innovative products like Optima Secure & Restore health plans, my:health Surrogacy Plus, and iCan Cancer Insurance, along with instant policy issuance and 24×7 customer support, HDFC ERGO combines the trust of HDFC with global reinsurance expertise of ERGO. Whether you’re looking for affordable car insurance, comprehensive family floater health cover, or business protection, HDFC ERGO delivers fast, transparent, and reliable insurance solutions trusted by millions across the country.

ICICI Lombard General Insurance Company Limited is one of India’s largest and most trusted private-sector general insurance companies, established in 2001 as a joint venture between ICICI Bank and Fairfax Financial Holdings Limited (Canada). Headquartered in Mumbai and registered with IRDAI, the company offers a comprehensive suite of insurance products including motor insurance, health & critical illness insurance, travel insurance, home insurance, personal accident cover, marine, fire, and corporate insurance solutions. With a dominant market share among private general insurers, ICICI Lombard is known for its innovative, technology-driven approach and customer-first services across urban and rural India.

Boasting an industry-leading claim settlement ratio of over 99% for health and motor claims, a vast cashless network of more than 7,500 hospitals and 11,000+ garages, and seamless digital-first features like instant policy issuance and AI-powered claim processing, ICICI Lombard consistently ranks at the top in gross written premium and customer satisfaction. Popular products such as ICICI Lombard Complete Health Insurance, iHealth Plus, Elevate Health Plan, and two-wheeler/car insurance policies come with attractive add-ons, wellness benefits, and 24×7 roadside assistance. Trusted by millions of individuals and businesses, ICICI Lombard combines the strength of ICICI Bank’s banking network with global reinsurance expertise to deliver fast, transparent, and reliable protection for every need.

Kotak Mahindra Life Insurance Company Limited, a 100% subsidiary of Kotak Mahindra Bank, is one of India’s leading and fastest-growing private life insurance companies. Established in 2001 and headquartered in Mumbai, Kotak Life Insurance (officially Kotak Mahindra Life Insurance) is registered with IRDAI and offers a wide range of customer-centric products including term insurance, ULIP plans, savings and investment plans, retirement/pension solutions, child education plans, and group insurance. Backed by the trusted Kotak Mahindra Group, the company combines strong banking heritage with innovative insurance offerings to deliver long-term financial security and wealth creation for millions of Indian families.

Renowned for its impressive claim settlement ratio of over 99% (among the highest in the industry), transparent processes, and digital-first services, Kotak Life Insurance consistently ranks among the top private life insurers in new business premium and individual rated premium. With an extensive distribution network of branches, bancassurance through Kotak Bank, and seamless online platforms for instant policy purchase and management, Kotak Life makes insurance simple and accessible. Popular plans like Kotak e-Term, Kotak Assured Savings Plan, T.U.L.I.P, and SmartLife Plan offer affordable premiums, high returns, and flexible options, making Kotak Life Insurance a preferred choice for first-time buyers and seasoned investors seeking reliable life cover and guaranteed growth across India.

PNB MetLife India Insurance Company Limited is a leading private life insurer in India, established in 2001 as a joint venture between Punjab National Bank (PNB), MetLife International Holdings LLC (USA), Jammu & Kashmir Bank, and other private investors. Headquartered in Gurugram and registered with IRDAI, PNB MetLife offers a comprehensive range of life insurance solutions including term insurance, ULIP plans, savings & investment plans, retirement and pension schemes, child education plans, and group insurance products. With a strong bancassurance network through PNB’s 7,000+ branches and a growing agency force, the company has built a robust presence across urban, semi-urban, and rural India.

Known for its consistently high claim settlement ratio of over 99% and customer-first digital services, PNB MetLife ranks among the top private life insurers in India for new business premium and assets under management. Popular products such as PNB MetLife Mera Term Plan Plus, Smart Platinum Plus, Goal Ensuring Multiplier, and Century Plan come with attractive bonuses, loyalty additions, and flexible premium payment options. Combining the trust of Punjab National Bank with the 150+ years of global insurance expertise from MetLife Inc., PNB MetLife delivers transparent, innovative, and affordable life insurance solutions that help millions of Indian families achieve long-term financial protection and wealth creation goals.

Go Digit General Insurance Limited, founded in 2016 by Kamesh Goyal and backed by Fairfax Group (Canada), is one of India’s fastest-growing and most innovative private general insurance companies. Headquartered in Pune and licensed by IRDAI, Go Digit has revolutionized the insurance landscape with its completely digital, customer-first approach. The company offers a wide range of retail and commercial products including motor insurance (car & bike), health insurance, travel insurance, home insurance, shopkeeper package, mobile screen insurance, and customised corporate covers — all available for instant purchase and management through its mobile app and website.

Renowned for its industry-leading claim settlement ratio of over 96%, paperless processes, and lightning-fast claims (many settled within hours via the app), Go Digit consistently ranks among the top general insurers in customer satisfaction and gross written premium growth. Popular plans like Digit Health Insurance with zero waiting period for certain diseases, comprehensive car insurance with 6,500+ cashless garages, and affordable two-wheeler policies come with unique features such as daily hospital cash, wellness benefits, and smartphone-enabled self-inspection. Trusted by millions across India for transparent pricing, 24×7 support, and hassle-free renewals, Go Digit General Insurance makes buying and claiming insurance truly simple, quick, and reliable.

IFFCO Tokio General Insurance Company Limited, established in 2000, is a prominent joint venture between Indian Farmers Fertiliser Cooperative (IFFCO), Tokio Marine Group (Japan), and Indian Potash Limited. Headquartered in Gurugram and registered with IRDAI, the company is one of India’s most respected private general insurers, offering a comprehensive portfolio that includes motor insurance (car & two-wheeler), health & critical illness insurance, home insurance, travel insurance, rural & crop insurance, personal accident, and specialty commercial covers. With a strong presence across urban and rural India, IFFCO Tokio is especially recognised for its deep focus on agriculture and farmer-centric products backed by the trust of IFFCO’s 36,000+ member cooperatives.

Known for an outstanding claim settlement ratio of over 98%, a vast cashless network of 7,500+ hospitals and 6,400+ garages, and award-winning customer service, IFFCO Tokio consistently ranks among the top general insurers in India for profitability and customer satisfaction. Popular products such as IFFCO Tokio Car Insurance with zero-depreciation add-ons, Family Health Protector, Swasthya Kavach, and unique rural offerings like Sankat Haran Policy deliver affordable premiums, instant online issuance, and hassle-free claim settlement. Combining Japanese technological excellence with deep Indian market insight, IFFCO Tokio General Insurance provides fast, transparent, and dependable protection trusted by millions of individuals, families, and businesses nationwide.

National Insurance Company Limited (NICL), established in 1906 and headquartered in Kolkata, is one of India’s oldest and most trusted public-sector general insurance companies. Fully owned by the Government of India and regulated by IRDAI, NICL offers a comprehensive range of non-life insurance products including motor insurance (car & two-wheeler), health insurance, personal accident cover, home insurance, travel insurance, rural & crop insurance, marine, fire, and commercial & liability covers. With over 1,700 offices and a strong presence in both urban and rural areas, National Insurance continues to serve millions of policyholders with affordable and reliable protection solutions across the country.

Renowned for its high claim settlement ratio of over 95%, extensive cashless network of 6,000+ hospitals and garages, and customer-centric services, NICL ranks among the top four public sector general insurers in India by gross written premium. Popular products such as National Mediclaim Policy, Parivar Mediclaim Plus, Two-Wheeler Package Policy, and Bharat Sookshma Udyam Suraksha provide attractive benefits, instant online purchase and renewal options. Backed by more than a century of trust and government ownership, National Insurance Company Limited remains a preferred choice for individuals, families, and businesses seeking transparent, economical, and dependable general insurance coverage throughout India.

Niva Bupa Health Insurance Company Limited, formerly known as Max Bupa Health Insurance, is a leading standalone health insurer in India, established in 2010 as a joint venture between the Bupa Group (a global healthcare leader from the UK) and True North (an Indian private equity firm). Headquartered in New Delhi and registered with IRDAI, Niva Bupa specializes exclusively in health and wellness solutions, offering a diverse range of retail and group health insurance products including individual/family floater plans, senior citizen policies, critical illness covers, maternity benefits, and corporate group health schemes. With a focus on preventive care and holistic well-being, Niva Bupa has emerged as a top choice for affordable, customizable health insurance tailored to urban and rural lifestyles across India.

Renowned for its exceptional claim settlement ratio of over 99% (one of the highest in the industry), a vast cashless network of 10,000+ hospitals, and innovative digital features like instant policy issuance, virtual consultations, and wellness rewards, Niva Bupa consistently ranks among India’s leading health insurers by gross written premium and customer satisfaction. Popular plans such as ReAssure 2.0, Aspire, Health Premia, and Health Companion provide unlimited sum insured restoration, zero waiting periods for pre-existing diseases (after 2 years), OPD coverage, and global treatment options at budget-friendly premiums. Backed by Bupa’s 70+ years of global expertise and a customer-first approach, Niva Bupa Health Insurance delivers seamless, transparent, and reliable health coverage that empowers millions of Indians to achieve lifelong wellness and financial peace of mind.

Reliance General Insurance Company Limited, a 100% subsidiary of Reliance Capital (part of the Anil Ambani-led Reliance Group), is one of India’s leading private-sector general insurance companies. Established in 2000 and headquartered in Mumbai, the company is registered with IRDAI and offers a wide range of retail and commercial products including motor insurance (car & two-wheeler), health insurance, travel insurance, home insurance, personal accident, marine, fire, shopkeeper package, and corporate solutions. With over 130 branches and a strong digital presence, Reliance General serves millions of customers across urban, semi-urban and rural India through seamless online purchase and renewal options.

Renowned for its high claim settlement ratio of over 98%, an extensive cashless network of 10,300+ hospitals and 8,600+ garages, and 24×7 customer support, Reliance General consistently ranks among the top private general insurers in gross written premium and customer satisfaction. Popular products such as Reliance Private Car Package Policy, Reliance HealthGain, Saral Swasthya Bima, and Two-Wheeler Long-Term Policy come with attractive add-ons like zero-depreciation cover, instant claims settlement via self-inspection app, and wellness benefits. Combining Reliance’s trusted brand name with innovative technology, Reliance General Insurance delivers fast, transparent, and affordable protection for every need — making it a preferred choice for families and businesses nationwide.

Reliance Nippon Life Insurance Company Limited, a leading private life insurer in India, is a joint venture between Reliance Capital (part of the Anil Ambani-led Reliance Group) and Nippon Life Insurance Company (Japan’s largest life insurer). Established in 2001 and headquartered in Mumbai, the company is registered with IRDAI and offers a comprehensive range of life insurance solutions including term insurance, ULIP plans, savings & investment plans, retirement & pension schemes, child education plans, and group insurance products. With over 700 branches, a strong bancassurance network, and seamless digital platforms, Reliance Nippon Life serves millions of customers across urban and rural India with affordable and innovative financial protection options.

Known for its impressive claim settlement ratio of over 98.8%, transparent policy terms, and customer-first services, Reliance Nippon Life consistently ranks among the top 10 private life insurers in India by new business premium and assets under management. Popular plans such as Reliance Nippon Life Smart Savings Plan, Classic Plan II, Increasing Income Plan, and Nishchit Aay Yojana offer guaranteed returns, loyalty additions, flexible premium options, and life cover up to 100 years. Backed by Nippon Life’s 130+ years of global expertise and Reliance’s trusted brand, Reliance Nippon Life Insurance delivers reliable, high-return solutions that help Indian families achieve long-term financial security and wealth creation goals effortlessly.

Tata AIA Life Insurance Company Limited, a joint venture between the iconic Tata Group (74%) and AIA Group Limited (Hong Kong, 26%), is one of India’s fastest-growing and most awarded private life insurance companies. Established in 2001 and headquartered in Mumbai, Tata AIA is registered with IRDAI and offers a comprehensive suite of products including term insurance, ULIP plans, savings & wealth creation plans, retirement & pension solutions, child education plans, and group insurance. Backed by Tata’s 150+ years of trust and AIA’s century-long Asian expertise, the company operates through an omni-channel network of branches, bancassurance (with Tata Capital & partner banks), and advanced digital platforms, serving millions across urban and rural India.

Renowned for an industry-leading claim settlement ratio of over 99.4% (among the highest in India), superior persistency ratios, and multiple “Best Life Insurance Company” awards, Tata AIA consistently ranks in the top 5 private life insurers by individual new business premium and assets under management. Flagship plans such as Tata AIA Sampoorna Raksha Supreme, Fortune Guarantee Series, Pro-Fit, Param Rakshak, and Wealth Pro deliver attractive features like return of premium, guaranteed income, loyalty additions, and wellness rewards at competitive premiums. With instant online purchase, paperless servicing, and 24×7 support, Tata AIA Life Insurance remains the preferred choice for discerning Indian families seeking reliable, high-return life cover and long-term wealth creation.

Liberty General Insurance Limited, a joint venture between Liberty Citystate Holdings Pte Ltd (a subsidiary of US-based Liberty Mutual Insurance Group) and Indian partners including DP Jindal Group and Frome India Pvt Ltd, is one of India’s fastest-growing private general insurance companies. Established in 2013 and headquartered in Mumbai, the company is registered with IRDAI and offers a wide range of retail and commercial products including motor insurance (car & two-wheeler), health insurance, personal accident, home insurance, travel insurance, shop & office package, marine, and specialty commercial covers. With a strong digital-first approach and presence in over 100 cities, Liberty General makes buying and managing insurance simple through its mobile app and website.

Renowned for an excellent claim settlement ratio of over 98%, a cashless network of 5,000+ hospitals and garages, and lightning-fast digital claims (many settled within hours), Liberty General consistently ranks high in customer satisfaction and gross written premium growth. Popular plans such as Liberty Health Connect, Comprehensive Car Insurance with zero-depreciation add-ons, and Two-Wheeler Long-Term Policy come with unique benefits like OPD coverage, instant video claims, wellness rewards, and 24×7 roadside assistance. Backed by Liberty Mutual’s 100+ years of global expertise and a commitment to transparency, Liberty General Insurance delivers affordable, tech-driven, and reliable protection trusted by millions of individuals and businesses across India.

Bajaj Allianz Life Insurance Company Limited, one of India’s leading and fastest-growing private life insurers, is a joint venture between Bajaj Finserv Limited (India) and Allianz SE (Germany). Established in 2001 and headquartered in Pune, the company is registered with IRDAI and offers a comprehensive portfolio of solutions including term insurance, ULIP plans, savings & investment plans, retirement & pension schemes, child education plans, and group insurance products. With over 500 branches, strong bancassurance through Bajaj Finance & partner banks, and advanced digital platforms, Bajaj Allianz Life serves millions of customers across urban, semi-urban, and rural India with innovative and high-return financial products.

Renowned for an outstanding claim settlement ratio of over 99.3% (consistently among the highest in the industry), superior fund performance in ULIPs, and multiple awards for customer service and innovation, Bajaj Allianz Life ranks in the top 5 private life insurers by new business premium and assets under management. Popular plans such as Bajaj Allianz Life Goal Assure, Smart Protect Goal, eTouch II, Invest Assure, and Guaranteed Pension Goal deliver attractive features like return of premium, loyalty additions, zero-cost options, and wellness benefits at competitive premiums. Combining Bajaj’s trusted Indian legacy with Allianz’s 130+ years of global expertise, Bajaj Allianz Life Insurance remains the preferred choice for families seeking reliable life cover, guaranteed returns, and long-term wealth creation.

Pramerica Life Insurance Company Limited, a joint venture between DHFL Investments Limited (part of Piramal Group) and Prudential Financial, Inc. (USA), is one of India’s trusted private life insurance companies. Established in 2008 and headquartered in Gurugram, the company is officially known as Pramerica Life Insurance since its rebranding from DHFL Pramerica Life Insurance. Registered with IRDAI, Pramerica Life offers a wide range of customer-centric products including term insurance, ULIP plans, savings & investment plans, child education plans, retirement solutions, and group insurance. With a growing network of branches and digital platforms, it delivers affordable and flexible life cover to families across urban and semi-urban India.

Known for its impressive claim settlement ratio of over 99%, transparent processes, and seamless online services, Pramerica Life Insurance consistently ranks high in customer satisfaction and new business growth. Popular plans such as Pramerica Life Rakshak Supreme, Smart Wealth+, U-Protect, Flexi Income, and TruShield provide attractive benefits like return of premium, guaranteed income, loyalty additions, and wellness rewards at competitive premiums. Backed by Prudential Financial’s 145+ years of global expertise and Piramal Group’s strong Indian presence, Pramerica Life Insurance remains a preferred choice for first-time buyers and families seeking dependable long-term financial protection and wealth creation solutions.